Yesterday I received in my email a targeted offer from my U.S. Bank FlexPerks cards (I have a personal and business version of the card), offering to award me 3,500 FlexPoints if I spend $750 between May 1 and June 30, 2013.

After using both of our cards quite extensively in Hawaii last summer, once the cards were paid off, I placed them into the safe. The initial points I earned from both cards, as well as after spend, has me sitting on over 43,000 FlexPerks, that will be used towards $800 in flights in the future. The trouble is finding some time to actually use them.

If I were to take part in this promotion, I would earn 3,500 + 750 FlexPoints, or 4,250 points. Since the spend is relatively low, and we could easily meet this promotion with our everyday expenditures, I might just partake. The only thing that would make me hold back is the points do not get me closer to a reward.

The minimum amount of points required for a redemption is 20,000 points towards $400 in air travel expenses. Thereafter, the program works in 10,000 point blocks. Since I currently have 43,000+ points, even after earning the 4,250 points from the promotion above, I am still a little bit away from the 50,000 point level = $1,000 towards air travel. Tempting, but it would mean I would need to continue to move my spend to this card to get the maximum benefit.

The other way to look at this as is 3,500 points is enough to cover the annual fee, which I have due in May.

Similar FlexPerks Targeted Promotions

It looks like there are a bunch of different targeted promotions floating around, as mine was totally different than those of my peers.

Mommy Points- $50 spend at Neiman Marcus May 6 through May 19, 2013.

Delta Points- 3,500 FlexPoints for $500 in spend from May 1 to June 30, 2013

There may even be some other variations floating around out there.

US Bank FlexPerks Referral

Interested in opening a US Bank FlexPerks card? As an existing card holder, I am able to refer guests to the best current offer that I am aware of at this time. Our refer a friend program is offering 17,500 20,000 FlexPerks for opening the card and spending $2,500 $3,500 or more within five four months from account opening.

When completing the application, at the top there is a field labeled “Referring Friend’s FlexPoints #.” Please enter in account number 400003689876. We will earn 5,000 points as a referral bonus, and you will be on the way to earning FlexPerks. We thank you!

If you have any questions, please let us know.

Save Money, Travel More!

Source: U.S. Bank Email