Discover Dads and Grads

ShopDiscover Dads & Grads Increased Cashback Bonus

Discover Dads and Grads

If there is one time of year I tend to “overlook,” besides my own birthday, it is Father’s Day. Mostly, because I am not much of a fanfare kind of guy, at least for myself. I have no problem doing things for others on their days, but if it involves calling attention to myself, I would rather just be together with my family for a nice quiet event.

However, when it comes to Father’s Day, I am very fortunate to still have my amazing father around, who has taught me to be a strong, self-sufficient person, encouraged me to become the first person to graduate from college in the family, and a leader and not a follower. Now admittedly, despite my higher education, there is no beating my father’s street smarts. While I can teach him the intricacies of the award charts and collecting miles, he is the one that can take a pile of toothpicks and Cheerios and miraculously be able to turn it into a drivable motorhome. If something breaks, my fumble-thumbs is going to have to call on my father to come and help me fix it.

So while I have no plans to rush out and award myself as the Father of the Year with some new material thing, I still have my own father to think about. What possibly do you buy the dad that already has everything?

From May 16 to June 16, 2013, Discover is increasing the payouts for several merchants in honor of Father’s Day and Graduations. If you carry the Discover More or Discover it [affiliate link] cards, then after logging into your online account, you will be able to view the below increased payouts.

Merchant Pre-Cashback Bonus 5/16-6/16 Cashback Bonus
1-800-Baskets 15% 20%
Bluefly 5% 10%
Brookstone 10% 15%
Dell 5% 10%
Discover Dads and Grads Offers 1
Finish Line 10% 15%
Guess 5% 10%
Hanes 5% 10%
The Home Depot 5% 10%
Discover Dads and Grads Offers 2
JCPenney 5% 10%
Lids.com 10% 15%
LivingSocial 5% 10%
Macy’s 5% 10%
Discover Dads and Grads Offers 3
Magazines.com 20% 25%
Magellan’s 15% 20%
Neiman Marcus 5% 10%
Rosetta Stone 10% 15%
Discover Dads and Grads Offers 4
Saks Fifth Avenue 5% 10%
Shutterfly 10% 15%
The Popcorn Factory 15% 20%
Under Armour 10% 15%
Discover Dads and Grads Offers 5
Walgreens 5% 10%
Discover Dads and Grads Offers 6

Where I think this promotion really comes on strong is with the Living Social promotion at 10% cashback. Taking a quick look at evreward.com for Living Social, shows no one is even close to what Discover can offer to their customers.
evReward Living Social

I have said it many, many times, that carrying a Discover Card may not produce huge benefits with rewards, but they surely come out swinging when it comes to giving their customers more cashback than the competition.

Maybe after my dad gets done installing our new storm door, I can send him to a Tango lesson, or maybe even talk gossip over the latest issue of US magazine. Yeah, that is what I will do. All while I sit back with extra cashback in my account.

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Source: InACents

ShopDiscover

Shop Discover 5% Savings on CheapTickets.com

Discover has announced a new member to their lucrative Shop Discover program. It is no secret that I am a big fan of Discover Card and their Shop Discover and Cashback Bonus programs. Discover is the oldest credit card in my portfolio, dating back to my high school days of the late 90s. It is also no wonder that I always turn to Discover first when going to make an online purchase because typically their Shop Discover program grants the highest payouts of any of the reward programs. In addition, their 5% cashback on rotating categories is an industry leader, although I wish they would raise the limits on what can be earned. If I have the means to spend more, creating more fees for them, why should I not be rewarded for it?

So I was excited to evaluate Shop Discover’s new partnership with CheapTickets.com. The new agreement boasts a 5% cashback bonus on airfare purchases.

ShopDiscover 5-percent CheapTickets

Let me preface this by saying I have never used CheapTickets.com before this experiment. When shopping for airfares, I typically start with the ITA Software program, as well as individually shopping the carriers not listed such as Southwest Airlines. I also used to extensively rely on Expedia and Travelocity to help monitor prices, but their systems have become rather broken and not so user friendly as they once were.

So for comparison sake for this experiment, I am going to perform searches using the ITA software, CheapTickets, and the carrier’s direct website to see how things stack up against sites like Expedia and Travelocity. Of course, your experience may be slightly different based on your individual scenario. My main goal is to prove to myself and others that saving 5% using ShopDiscover and CheapTickets.com makes sense.

Lets start with a basic search, and we will go with my favorite example, Cleveland (CLE) to Honolulu (HNL), and lets say for the middle of August 2013, still giving us plenty of time out to snag a deal during the busy summer season when kids are still out of school.

I also need to note that the ShopDiscover 5% cashback bonus is based on the base fare and does not get calculated on taxes and fees.

August 7 to 14, 2013 based on four (4) seats for a typical family. All flights flying a combination of United and American Airlines.

ITA Matrix – $903.77 per person ($989.30 per person with taxes/fees; $3,957.20 total)
CheapTickets – Base price unknown ($1,011.29 per person with taxes/fees; $4,045.16 total)
Travelocity – ($1074.79 per person includes taxes and fees; $4,299.16)
Expedia – ($989.30 per person; $3,985.20 total, includes Expedia booking fee)

Right off the start, what I do not like after going through with a dummy booking on CheapTickets is no where can I find out exactly what my flight costs without the taxes and fees. They only give me a final cost. I had hopes that even after entering in all of our passenger information (fake) that on the final screen it would show me the tally of costs, but they do not from what I can tell. Even the little link for “Taxes and Fees Included” goes to a generic window explaining the extra charges but no individual explanation for this particular order.

CheapTickets No Breakdown of Fees

The problem being I have no way of knowing what the taxes and fees are to determine the base fare for determination of the 5% Discover Cashback. However, I will presume a similar taxes/fee structure to that at ITA Matrix.

This means roughly $85.53 of each ticket is the result of fees and taxes, which results in a base fare of approximately $925.76 each, or approximately $22 per ticket higher than that through the ITA Matrix.

How Does CheapTickets Compare to CheapTickets

Here is the real kicker that bothers me. I decided to try another experiment, comparing the same exact criteria by directly going to CheapTickets.com in another browser. Keep in mind the first time I went to CheapTickets.com was through the Shop Discover portal.

This time the price dropped to $995.30 per person (including taxes and fees) or $3,981.20 for all passengers.

CheapTickets Non-Affiliate Offer

This proves that not only does CheapTickets cost more than purchasing from the carriers directly using the ITA Matrix, but also that CheapTickets increases the price of the tickets when using a cashback portal such as ShopDiscover. Shameful!

However, before you abandon this offer altogether, lets again look at the numbers.

Is ShopDiscover 5% Cashback Worth it at CheapTickets.com?

The ITA Matrix tells us the best price at this moment in time is $903.77 per person. Cheap Tickets, via Shop Discover is approximately $925.76 each. However, purchasing via ShopDiscover will result in 5% cashback or $46.29 off of the purchase price. This means the savings far exceed the ITA Matrix offer, even including that CheapTickets marks up the prices by going through ShopDiscover.

The dynamics of this offer and how they vary across platforms fascinates me! Will your same experiment warrant similar results? Let us know in the comments, because sometimes paying more means paying less in the long run.

Thanks ShopDiscover for proving me and my skepticism wrong, as this does look it can benefit our family and the consumer!

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Source: Discover Facebook

Discover Summer 2013 Caribbean Bonus

Earn 2% Cashback with Discover Card in the Caribbean

Over spring break 2013, Discover Card offered 2% cashback bonus on all purchases made in Mexico. For those college kids going to party like a rockstar, signing up for the promotion was a no-brainer (and exactly what a burnt out college kids needed).

For your early summer travel plans, if you plan on heading to the Caribbean, Discover has a special promotion granting you 2% cashback on up to $1,500 in purchases. You must register and complete the purchases by June 30, 2013.

Discover Summer 2013 Caribbean Bonus

Currently I do not see an option to register for this promotion online; you are required to call 1-800-DISCOVER (1-800-347-2683) and ask to get 2% Cashback Bonus. I think this is actually very smart because it then alerts your card issuer of when you will be traveling out of the country, thus having you avoid getting your card blocked when on vacation.

In addition to earning 2% cashback bonus, you will also enjoy no foreign transaction fees while using your card in the Caribbean.

Want to earn 7% cashback bonus while in the Caribbean? Then make sure your card is registered for the quarterly 5% cashback bonus/5x miles. That means you can purchase all the lumber and boards you can carry to build yourself a hut or raft to stay a little longer. I am joking, because I find it funny the terms state you can stack this promotion with the quarterly 5% cashback, yet it is at home improvement stores. I think your only possibility would be if the local Caribbean home improvement stores carried gift cards.

You can use your card everywhere Discover cards are accepted on the following islands:

  • Anguilla
  • Antigua & Barbuda
  • Aruba
  • Bahamas
  • Barbados
  • Bermuda
  • Bonaire
  • British Virgin Islands
  • Cayman Islands
  • Curacao
  • Dominica
  • Dominican Republic
  • Grenada
  • Jamaica
  • Montserrat
  • Puerto Rico
  • Saba
  • St. Eustatius
  • St. Kitts and Nevis
  • St. Lucia
  • St. Martin/ St. Maarten
  • St. Vincent & The Grenadines
  • Turks & Caicos
  • U.S. Virgin Islands

*Sign up to earn an additional 2% Cashback Bonus on up to $1500 ($US) in purchases in the Caribbean after you sign up until June 30, 2013. This promotional reward is in addition to any other Cashback Bonus you earn during this period and is based on your current tier level, up to a full 3% on each purchase. This promotional reward is also in addition to purchases made in the quarterly 5% Cashback Bonus program if you are signed up for the quarterly program. We are not responsible for merchant delays in processing. Please allow 2 billing periods from the end of the promotional period for this reward to be added to your Cashback Bonus account. See Cashback Bonus Program Terms and Conditions for further details about your reward program.

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Source: vagrants via FW