This past week I was asked an interesting array of questions from some friends about to refinance their home. Our friends purchased a home about a year ago with a fixed, 30-year loan. The goal they want to achieve is a 15-year loan at a pretty significant rate reduction (approximately 1-1.5%). So the scenarios laid…
Sometimes I am simply amazed how thing work out, and how miles and points allow our family to do the impossible. If you read InACents, you know by making a couple of strategic moves over the past couple of months, as well a year or so of saving miles and rewards, we have now been…
Sometimes what a family needs is a nice, simple day trip to some area within driving distance to get away and refresh. Over Thanksgiving weekend, we were reminiscing about our long weekend last year at Disney World. Some part of us was sad knowing that rather than sitting and eating with our families, we were…