Category Archives: Home Ownership/Mortgage

How Do I Save Money on County Property Taxes?

Posted on March 12, 2012 by InACents

Within the last year we finally got around to doing something that was on our checklist, moving out of our starter home and into our dream home. I never realized just how happier we could be with more room to … Continue reading →

Posted in Finance, Home Ownership/Mortgage, Taxes | Leave a comment

A New Home’s Skeleton in the Closet

Posted on February 28, 2012 by InACents

I sit around thinking from time-to-time about the story of our homes prior to us living there. In my first home, which we still own and generate rental income on, I was not the first owner. The house had a … Continue reading →

Posted in Finance, Home Ownership/Mortgage | 1 Comment

Reader Question: Credit Report Impacts on a Mortgage Refinance

Posted on December 15, 2011 by InACents

This past week I was asked an interesting array of questions from some friends about to refinance their home. Our friends purchased a home about a year ago with a fixed, 30-year loan. The goal they want to achieve is … Continue reading →

Posted in Credit Bureaus/Reports/Scores, Finance, Home Ownership/Mortgage | 1 Comment

Home Buying & Selling Logistics and Lessons for Newbies and Novices (Part 2)

Posted on October 26, 2011 by InACents

This is a follow-up post to my discussion on some of the lessons we learned during our home buying process, as well as laying out some of the monetary commitments. My original article can be read here. At this point … Continue reading →

Posted in Finance, Home Ownership/Mortgage | 1 Comment

Long Term Maintenance Savings Plan on House Expenses

Posted on October 11, 2011 by InACents

The Problem Last week my wife and I awoke to notice a stain on the ceiling in our master bedroom. Either we had not noticed it sooner, or somehow it took a while to migrate down to the ceiling because … Continue reading →

Posted in Finance, Home Ownership/Mortgage | 3 Comments

Home Buying & Selling Logistics and Lessons for Newbies and Novices

Posted on August 10, 2011 by InACents

I have been promising some more information on the home buying process for a while now. To quickly recap the past, we tried selling our old home for a little over a year. We started out listing the home for … Continue reading →

Posted in Finance, Home Ownership/Mortgage | 1 Comment

Money Saving Home Owner Ideas

Posted on July 26, 2011 by InACents

Well we have been in our new home a little over a week now, and it is an endless mountain of boxes. It all started out poor with our movers. We had hired a moving company to take all of … Continue reading →

Posted in Finance, Home Ownership/Mortgage | Leave a comment

Did You Purchase or Receive a Realtor Gift?

Posted on July 18, 2011 by InACents

It has always been a joke between my wife and I because when I purchased my first home (now our rental), and she purchased her condo (sold before we wed) prior to us meeting, we did not receive gifts from … Continue reading →

Posted in Finance, Home Ownership/Mortgage | 1 Comment

Closing on New House and Becoming a Landlord

Posted on July 15, 2011 by InACents

Well as of this week, we are officially new home owners in our dream “mansion.” It has been a long and arduous process of getting everything closed, lining up a renter for our previous house, and getting moved. However, there … Continue reading →

Posted in Finance, Home Ownership/Mortgage | 1 Comment

What is That on Our Credit Report?

Posted on June 16, 2011 by InACents

As I discussed over the past week or so, we are purchasing a new home and recently went through the pre-approval process and are now in the actual loan application period (in other words, we filed the application and now … Continue reading →

Posted in Banking, Credit Bureaus/Reports/Scores, Finance, Home Ownership/Mortgage, Student Loans | Leave a comment