Category Archives: Credit Bureaus/Reports/Scores

The Great Family Escape: You Don’t Have to Fly To Earn a Million Frequent Flyer Miles

Back in early December, I stumbled upon a spectacular family blogging at The Great Family Escape. Justin’s (the dad from The Great Family Escape) journey with his family is tremendously inspirational to me, in that they are selling everything they … Continue reading

Posted in Blogging, Credit Bureaus/Reports/Scores, Credit Cards, Finance, Travel | Leave a comment

Reader Question: Credit Report Impacts on a Mortgage Refinance

This past week I was asked an interesting array of questions from some friends about to refinance their home. Our friends purchased a home about a year ago with a fixed, 30-year loan. The goal they want to achieve is … Continue reading

Posted in Credit Bureaus/Reports/Scores, Finance, Home Ownership/Mortgage | 1 Comment

We Scored Babysitting in Hawaii for $15

Sometimes I am simply amazed how thing work out, and how miles and points allow our family to do the impossible. If you read InACents, you know by making a couple of strategic moves over the past couple of months, … Continue reading

Posted in Continental Airlines/OnePass, Credit Bureaus/Reports/Scores, Finance, Travel | 2 Comments

Credit Karma Skewed Scoring Methodology

I am completely baffled with Credit Karma and their method of calculating credit scores. Back in June, when we were getting pre-approved for a new mortgage and our bank provided us with our credit scores, I found it peculiar that … Continue reading

Posted in Banking, Credit Bureaus/Reports/Scores, Finance | 2 Comments

What is That on Our Credit Report?

As I discussed over the past week or so, we are purchasing a new home and recently went through the pre-approval process and are now in the actual loan application period (in other words, we filed the application and now … Continue reading

Posted in Banking, Credit Bureaus/Reports/Scores, Finance, Home Ownership/Mortgage, Student Loans | Leave a comment

Credit Scores from Mortgage Pre-Approval

As everyone now knows, we have purchased a new home and are currently in the process of getting the inspection scheduled and completed, as well as getting all of the financing lined up. My banker pulled our credit reports last … Continue reading

Posted in Credit Bureaus/Reports/Scores, Finance, Home Ownership/Mortgage | 1 Comment

How Do I Find My Credit Score?

This week I learned of two new websites offering free credit reports or scores without making you sign up for a free trial, so I thought this would be a perfect opportunity to review everyone’s available options when it comes … Continue reading

Posted in Credit Bureaus/Reports/Scores, Finance | Leave a comment

United Airlines Card Downgrade Impact to Credit Scores

I last reported in this post that we downgraded both my wife and my United Airlines credit cards to avoid the annual fee and impact to our credit scores by closing the accounts. Well I am happy to announce it … Continue reading

Posted in Credit Bureaus/Reports/Scores, Credit Cards, Finance, United Airlines/Mileage Plus | 1 Comment