This past week I was asked an interesting array of questions from some friends about to refinance their home. Our friends purchased a home about a year ago with a fixed, 30-year loan. The goal they want to achieve is a 15-year loan at a pretty significant rate reduction (approximately 1-1.5%). So the scenarios laid…
Sometimes I am simply amazed how thing work out, and how miles and points allow our family to do the impossible. If you read InACents, you know by making a couple of strategic moves over the past couple of months, as well a year or so of saving miles and rewards, we have now been…
I am completely baffled with Credit Karma and their method of calculating credit scores. Back in June, when we were getting pre-approved for a new mortgage and our bank provided us with our credit scores, I found it peculiar that there was a substantial difference between my TransUnion and Credit Karma credit scores. Credit Karma…