Finance

Feb-9-2013 Discover Double Miles

Discover Double Miles on Saturday, February 9, 2013

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If you missed the boat for ordering your items online for Valentine’s Day, there is still time to beat the deadline and avoiding pissing off your significant other by showing up empty handed this coming Thursday. Discover Miles is offering double miles this Saturday, February 9, 2013, with no limit on the amount that can be earned.

Feb-9-2013 Discover Double Miles

Want to buy him that Ferrari he always wanted? Well go ahead and pay for it using a Discover Card, and earn enough miles in return to pay for your next trip to the beach. She really likes that sparkly diamond ring you have been promising to give her one day. Pay for it on your Discover Miles card, and earn enough miles for a small honeymoon. The possibilities are endless with a high credit limit at hand. Lets roll the dice!

*Sign up to earn Double Miles on any purchases made on 02/09/2013. These purchases do not count towards annual purchases to determine your tier level. Allow up to 2 billing periods for this reward to be added to your Miles account. See Miles Program Terms and Conditions for further details about your rewards program.

As of right now, I have only been able to activate this offer on my Discover Miles card, and I have not been able to find an activation link for my Discover More card.

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Money jar

Week 6 Update of the 52-Week Challenge

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Money jar

Here we are a couple weeks now into our 52 week challenge, and I just wanted to take a moment to make sure everyone else is still on track. These initial weeks are the easiest due to the low denominations, but our crucial to developing our thinking towards saving. The sooner we get in the habit now of stashing away some money, the sooner we will see the pile of money in the jar grow.

We have two clear, glass jars set out for our 52 week challenge; one for my wife and one for me. Just the other day, Mrs. InACents was decluttering the kitchen counter, and elected to put the jars into the cupboard, out-of-site. I quickly pointed out that despite them being in a cupboard we go in several times a day to get drink glasses, I do not want them to be out of site, and out of mind. The whole purpose is to get us trained to see that jar everyday, and remind us of the power of saving.

Even during these initial weeks, I have noticed a large difference in the way Mrs. InACents attempts this challenge versus my own. My wife tends to never carry around cash, as I have trained her to put everything on the card to maximize our rewards. However, somewhere in her deep, cavernous purse there is usually a stray couple of dollars from somewhere in her daily routine. I, on the other hand, like to take a minimum amount of cash out each pay so I have it in my wallet to purchase small items (lunch, etc.). So I usually have $40 or less in available cash on hand.

Therefore, when it comes to our 52 week challenge jars, my wife and I already have seen different approaches. I, with cash in pocket, have no problem placing the weeks cash allowance into the jar. $5 this week, not a problem. Mrs. InACents, however, is taking a different approach, with placing an initial $40 into the jar, which will tie her over until week 8+.

I see my goal as training myself to continue to save, while I am suspecting Mrs. InACents is doing the lump-sum challenge purely out of respect to comply with my ideas.

We will see how things continue to pan out over the coming weeks and see if any patterns, or lack-there-of start to appear. I know we just began, but have you stuck with the process so far?

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Discover Jan 2013 Chevron Promo

Discover Card 2% Cashback on Chevron and Texaco Gas

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Discover Card has a new targeted promotion offering 2% cashback on purchases at Chevron and Texaco stations for purchases between January 1 to March 31 on up to $250 in gas purchases. To see the offer, you need to sign in to your Discover Card account after visiting the following special page, discover.com/chevron (Note: You will need to signin to see the offer).

Discover Jan 2013 Chevron Promo

While the promotion terms states it is for Discover More or Discover it cards, I had no problem registering my Discover Miles card too. We do not live near any Chevron or Texaco stations, but I went ahead and signed up anyways. While Discover is not the best card out there for cashback at gas stations, if you carry only Discover, you might as well register.

*Sign up to earn 2% Cashback Bonus with your Discover® More® or Discover it™ Card for gas at Chevron or Texaco gas stations from 1/1/13 (or the date you sign up, whichever is later) through 3/31/13, subject to a $250 cap in purchases. These purchases do not count towards annual purchases eligible to earn 1%. Allow up to 2 billing periods for this reward to be added to your Cashback Bonus account. See Cashback Bonus Program Terms and Conditions, discover.com, or call 1-800-DISCOVER (1-800-347-2683) for further details about your rewards program. Purchases made using Near Field Communication (NFC), virtual wallets, or similar technology may not be eligible. This offer is brought to you by Discover Bank and not Chevron U.S.A. Inc. Chevron, the Chevron Hallmark, Texaco, the Texaco Star T logo and TECHRON are registered trademarks of Chevron Intellectual Property LLC.

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