Finance

TD Bank Summer Reading Logo

TD Bank Summer Reading Program: Free $10 for Kids

1 Comment

TD BANK SUMMER READING PROGRAM – The offer below is back for 2014 and is valid June 1 through August 31, 2014. (Note: The terms at the bottom still have the 2013 information, but we have been advised it will get updated with the 2014 dates and is valid for this year)

I love the idea of teaching children at a young age the value of money management. One of my biggest regrets about going to school, both in High School and in College, was that I did not take a money management class. Honestly, taking a class was not even an option at our High School. That is why I love the new program from TD Bank, even though it is just a minor step towards education.

The program is nice and simple. Read 10 books this summer, fill out a form and take it to your local TD Bank branch office, and they will deposit $10 into your child’s account.

We were also provided with a copy of the 2014 Summer Reading brochure, which is a nice little worksheet.

Unfortunately, we do not live anywhere there is a local branch office, so we will not be able to partake in this offer. However, I was curious what the current interest rates were for the Young Savers account, which is currently listed as 0.05% APY.

I asked my representative if I could even open an account over the phone or internet, and here is what I was told. If I was an existing TD Bank account holder, I could open up a new Young Savers account; however, if you are not an existing member, you need to open an account in person at a local branch office.

Save Money, Travel More!

Source: InACents

5/15/13- Updated
5/11/11- Originally published

US Airways Dividend Miles card

Best Current The US Airways® Premier World MasterCard® Offers

Leave a comment

BEST CURRENT US AIRWAYS® PREMIER WORLD MASTERCARD® OFFERS- Our family has done a nice healthy run on earning lots of US Airways Dividend miles thanks in part to their credit card. Over the course of a year and a half, my wife and I have both held dual The US Airways® Premier World MasterCard®. What that means is that my wife and I have both earned anywhere from 35,000-40,000 miles after opening up the card and making the first purchase (Opened May 2012 [me], February 2013 [wife], March 2013 [me], September 2013 [wife]). Then all four of our cards were targeted with 15,000 bonus miles after spending $750 for 3 consecutive months. In addition, we received a 10,000 anniversary bonus on all cards.

I cancelled my first card early last summer and only carry one card now, while my wife still has both of hers. I tried opening a third card about a month ago, and was turned down, which I expected at this point.

The real key to balancing our future US Airways rewards is opening up new cards (and the risk that they may deny us another card) versus the anniversary bonus we stand to gain by holding onto the card(s). Clearly, the bigger player is the bonus for new cards, but at this time, we will just hang onto the cards for any spend and anniversary bonuses.

So I was curious what some of the best offers were out there at this time. Looking back at some of our older posts from last year, all the links for 35,000 miles after first purchase and the annual fee waived the first year are now expired. So I began messing around with links to find some “better” offers.

Best Current The US Airways® Premier World MasterCard® Offers

The The US Airways® Premier World MasterCard® (affiliate link) offers 40,000 mile after first purchase and payment of the first year annual fee $89. Additional benefits include:

  1. First checked bag free on eligible bags for you and up to four companions on domestic US Airways operated flights
  2. One companion certificate good for up to 2 guests to travel with you on a US Airways operated flight at $99 each, plus taxes and fees
  3. Priority boarding Zone 2 on US Airways operated flights
  4. Redeem miles for award travel on US Airways and American Airlines booked through usairways.com or US Airways Reservations
  5. Earn miles on every purchase with 2 miles for every $1 you spend on US Airways purchases and 1 mile for every $1 on purchases everywhere else

Plus, redeem for award travel faster with a 5,000 mile discount on US Airways flights.

Save Money, Travel More!

Sources: InACents

Note: The link in this post provides us with a commission should you elect to apply for the card using it. Thank you!

2014 ShopDiscover Mothers day

2014 Mother’s Day Increased Discover Cashback Bonus

3 Comments

2014 MOTHER’S DAY INCREASED DISCOVER CASHBACK BONUS – For most of the country the snow has melted and pretty soon, if they have not already, flowers will start sprouting with the excitement of spring. This also means Mother’s Day is a month away (May 11 for those that do not know). Therefore, it is time to start thinking of gift ideas.

As has been tradition, Discover Card is offering to save you some money with select merchants when making online purchases at some of your favorite stores.

[table id=5 /]

From now through May 11, 2014, shop at select retailers listed above, and when going through the ShopDiscover portal, you will earn even more cashback in your account.

The two sweet spots we are excited to see in the list is Living Social and Groupon, both being bumped up to 10%. This once again puts ShopDiscover as the highest payout when shopping at those retailers (since we announced the Groupon decrease to 5% in October). I did not have time this time, but typically the other retailers cashback bonus is at the highest payout from all the portals too.

Be on the lookout for ramped up promotions from Groupon for Mother’s Day, making this an excellent opportunity to score some great bonuses.

Save Money, Travel More!

Source: Discover PR