American Airlines Free 100-100,000 AAdvantage “Mystery Miles” Promo via Facebook

American Airlines has started posting deals to it’s Facebook and Twitter pages. Details of the Facebook promo are below.

To celebrate the recent launch of social media channels dedicated to earning miles in the AAdvantage® program, American Airlines is launching the AAdvantage “Mystery Miles” promotion. Through March 31, 2011, members can simply “like” the AAdvantage program on Facebook at facebook.com/AAdvantage and quickly earn between 100 and 100,000 miles. The actual number of miles members will earn is the mystery. Miles will be deposited in the memeber’s AAdvantage account in 3-5 business days.

Link to Promo on Facebook.

Things to Do Once the Baby Arrives and Ways to Save Money

As I sit in the delivery room waiting for the birth of our second child, I am thinking about what needs done once the baby arrives, and ways we saved money like last time. Obviously I am here to assist my wife with the delivery process. However, as she is laid up in bed, I will turn to her for suggestions on this post. Luckily she has a really funny sense of humor, so we have been laughing about some possible ideas.

Travel to the hospital started this morning around 4:00 AM, just like we did with our first child ironically enough. Of course we got hit with a pretty big snow storm last night, so I had to go out and shovel a path to the vehicle, then scrape off all the snow and ice. Since we were not in emergency mode (i.e. the water had not broken yet), we had no need to speed to the hospital. However, at 4:00 AM, there is nobody on the road, so I did go through some “changing” stop lights. We arrived safe and sound, and handed our son off to my in-laws, who met us at the hospital. Now we sit and wait for things to happen.

After the baby arrives, we have the normal announcement to family and friends. At some point today when we get closer to the birth, our families will wait in the waiting room, but it is too early just yet. We may be hours away at this point. We do not know whether we are having a boy or girl. Perhaps my favorite portion of the delivery day is coming out to the waiting room to tell everyone what we had. Since we already have a son, I am really looking forward to getting to go out to the waiting room to tell him first, before everyone else. It will drive my family nuts for a minute while they wait to hear the news, but he is the immediate family member, and I want to share that moment with him first and foremost.

So earlier today we had to sign a waiver for a circumcision should we have another boy. After the bills start to come in over the next several months, I plan to do a side by side comparison of the costs. I remember the five minute surgery associated with the circumcision costing in the thousands. Unfortunately, every hospital you go to, you are pretty much at the mercy of the insurance for your responsible portion.

Prior to our first child arriving, we had to make a decision whether we wanted to use disposable diapers or reusable ones that could be thrown in the wash. Back then, we really wanted to do as many “green” things for the environment, but also save money. However, our good friend (I wish), Bill Nye the Science Guy, had a show on the Planet Green Network called Stuff Happens. Bill has an amazing way of portraying science topics in an easy to understand and amusing manner. Bill had an excellent segment though on diapers. By the end of the segment, Bill had proven that from an environmental standpoint, disposal diapers versus reusable made absolutely no difference.

The environmental impact associated with washing the diapers, including purifying the water, manufacturing the soap, etc. all equaled the costs associated buying and throwing away disposable diapers into a landfill. Therefore, we decided at that point we would just go with disposable diapers. There are however great ways to save on the cost.

We typically buy our baby supplies from Target, whether it is the Up and Up brand or Similac or Enfamil. By watching for sales, and then using Target and manufacturer coupons, we can sometimes get the cost of the name brand down to the generic. Target also sometimes has some excellent gift card promotions where you purchase a certain number of formulas (or diapers), and you get either a $5 or $10 gift card. The same thing goes for diapers. However, in recent years we have been going to Costco to stock up on diapers if they have a monthly coupon. We have heard great things about the Kirkland brand, but have always stuck with Huggies from Costco. We also love the Target brand diapers. We have also found that we love Costco brand baby wipes over Target brand because they are a lot moister. When the sales are good, we tend to stock up on a several month supply to make it worth our while.

Here are my thoughts on the formula as well. My wife tries to breastfeed as much as possible as the rewards are huge for a growing baby. However, there comes a time when you may need to supplement with formula. It seems like whenever you talk to someone about having a baby, they inevitably complain about the costs of formula and diapers. When you really think about it though, where else can you feed someone for approximately two and a half weeks for around $20-30? If we purchase the larger containers of formula, we can easily get a couple of weeks out of it, even if the baby is exclusively on the formula. If I could feed myself, or even my 22 month old son for that same amount, I would be impressed. So when you think about how long the formula is lasting, there really is an incredible value.

Additional things that we will need to do once the baby arrives include apply for a social security number, sign up and start contributing to a new 529 College Savings Plan, and purchase the new baby’s website domain name (I am a sucker for purchasing them before they are gone). For now, I will sit and ponder about the wonderful things that are about to bestow us.

Why Pay for Tax Filing Software When It’s Free?

So it seems like every year I get asked about filing taxes from a friend, and they want to know, if I have ever used the TurboTax or equivalent software. The next thing out of their mouth is always how much the software costs, and I laugh every year. Do people not realize what is available to them…for FREE?

Several years ago (at least 4-5 years ago) I started using TurboTax online, Free Edition. It is absolutely free for a basic Federal return, and includes free e-file. If you have any special circumstances, such as you sold off some stock in the past year, then you will need to pay to upgrade, but that is only under special circumstances, which the free software will tell you at that point you need to upgrade.

Keep in mind throughout the free version of TurboTax online, they try and get you to pay to upgrade the software to find additional deductions, etc., but you do not need to upgrade unless absolutely necessary based on your tax situation. Last year was the first year I actually had to pay for the software upgrade because I sold off some personal stock. Every other year I have been able to utilize the free online version, including free Federal e-file. The software also calculates the State return, and at the end, TurboTax wants you to pay to file the State portion; however, in my State of residence, it is totally free to go to the State’s website and file my tax return electronically.

To begin your free tax filing process, go to TurboTax’s website. You will need to register for an account, creating a user name and password. The website will then ask you whether you want to use TurboTax Free Edition, or whether you want to upgrade. Choose the free edition to start out; you can always easily upgrade throughout the process. You will then proceed along an easy to understand path towards filing your return.

You will enter in all of your personal information. The one drawback, I have to admit, is that year to year, the free online version of the software does not remember all of your information. So you will need to enter it all in again. I remember when I used to use the TurboTax software my dad would purchase and install on his own computer, the software would import all of the previous year’s information. If you actually pay for one of the TurboTax versions, the advantage is that the program will import the previous years return. After entering in all of your personal information, you will proceed along the path with filing your Federal portion of the tax return.

You will enter in all of your W-2 information, interest and dividends, etc. The software will automatically recommend whether it is better to file jointly or separately (if you are married), as well as tell you whether it is better to itemize or take the standard deduction. As mentioned above, the software will automatically calculate your State return as well, but there is no need to pay for the upgrade if your State allows you to file for free on their website.

The moral of the story is do not pay for tax filing software unless you need to. The free options out there are more than adequate for the normal tax filer. H&R Block, and various other tax companies also offer free versions of their software if you are not partial to TurboTax.