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United Airlines Credit Card Downgrade to Save Credit Hit

I have talked several times about the United Airlines credit cards that we opened last year. Both my wife and I opened a credit card because of a great offer at the time of 50,000 miles each, which nowadays seems like the new standard. We both have successfully padded our United accounts with over now…

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The Cost of Costco (Continued) for a Two-Year Old’s Birthday Party

I recently discussed the merits of a Costco membership here and here. In those posts, I mentioned how we do not spend enough to make it worth while to get the Executive Membership. To make the premium membership worth your while, someone would need to spend $450/month just to validate the extra cost, and that…