This past week I was asked an interesting array of questions from some friends about to refinance their home. Our friends purchased a home about a year ago with a fixed, 30-year loan. The goal they want to achieve is a 15-year loan at a pretty significant rate reduction (approximately 1-1.5%). So the scenarios laid…
Sometimes I am simply amazed how thing work out, and how miles and points allow our family to do the impossible. If you read InACents, you know by making a couple of strategic moves over the past couple of months, as well a year or so of saving miles and rewards, we have now been…
This week, upon signing into my wife’s Discover card account, I noticed a cool new feature that has been added to the system to evaluate your credit on a small scale. Discover calls the new program Credit Health Check. I am not sure why only my wife’s account showed this feature, as both of my…